| W-2
Wage Earners |
- Payroll
stubs for the last month
- Last
2 years W-2s
- Proof
of other income (Social Security, Disability,
Pensions, etc.)
- Last
2 months financial institution statements
- Account
balances, monthly payments and account numbers
for all liabilities
- Most
recent statements on all investment accounts
(including 401(k) accounts)
- Divorce
decree and property settlement (signed) if
applicable
- Bankruptcy
papers (if applicable)
|
| Self-Employed |
- Personal
and business returns, complete with ALL supporting
schedules
- Year-to-date
profit and loss (P/L) statements
- Current
balance sheet (most recent quarter end)
|
| Purchases
(in addition to the information requested
above) |
- Signed
copy of the Offer to Purchase
- Copy
of the listing data sheet
|
| Refinances
(in addition to the information requested above) |
- Copy
of survey no older than 5 years (exceptions
will be handled on a case-by-case basis and
dependent on product type selected)
- Copy
of title insurance policy
- Copy
of home owners (hazard) insurance policy
|
| Additional
information could be necessary to make a loan
decision. Anything less than the above described
data might result in slowing the approval and
closing process. |
